Box Truck or Straight Truck Commercial Auto Liability Insurance

Learn how to shop several Box Truck or Straight Truck Insurance offers for trucks. Get Low Down Payment and rejoice!


Big Rig Insurance Programs best rated for value Box Truck or Straight Truck Insurance available now. Learn how we save truckers money everyday!
Box Truck or Straight Truck Insurance Commercial Auto Insurance.

Our commercial and business auto insurance unit will guide you very quickly through the entire process of buying a policy for your single vehicle Box Truck or straight truck operation or your  fleets of vehicles.

We proudly offer Box Truck or Straight Truck Insurance from top companies.

For quotes call now at 855-554-6321. From 1 units to 40 units use the easy contact form below.


Get your DIRECT help request submitted now and our box truck insurance brokers will help you sort through your options.

Straight Trucks or sometimes called Box chassis are typically 10–26 ft. long and can range from Class 3 to Class 7 (12,500 lb. to 33,000 lb. gross vehicle weight rating). They often have a garage door type of rear door that rolls up. They are often used by companies transporting many different types of cargo like assorted parts, home appliances or furniture and many other localized deliveries needed.

A box or straight truck or straight is recognized by its ‘box’ like shaped body design. It is also known by other names; these include a cube van, cube truck, box van, some even call them a rolling toaster.

But the one main thing to remember is that they are a straight truck, (cab and bed are on the same frame).

Besides the box or straight shape, this type of truck usually has the cabin separate from the cargo space, though some do have an access point between the two. Most have the standard roll up doors, though some might have hinged doors.

Many of the straight trucks come with the standard pull-out ramp, while others may have a hydraulic lift.

In accordance with Section 127 of title 23 of the United States Code, the weight requirements for vehicles operating on the American highway system are; 20,000 pounds for a single axle; 34,000 pounds for a tandem axle; and 80,000 pounds gross weight, (the maximum according to the Federal Bridge Formula.)

A typical box truck (Class 3 to class 7) has a weight limit between 12,500 lb. to 33,000 pounds (gross vehicle weight rating (GVWR). These Box Trucks are very versatile and can easily move around in big cities where larger big rig trucks may not be able to access. Also most box trucks do not require a CDL endorsement on your drivers’ license. (If under 26,000 pounds)

Call 855-554-6321 to get a free box truck insurance quote and finally be happy for a change. Our big rig insurance brokers and professionals take great pride in making sure you have affordable priced right Box Truck Insurance for your business.

Everyday we insure Dump Trucks, Box or Straight Trucks, Cargo Vans, Tow Trucks, etc. Large Trucks Over 15,000 Pounds are also easily covered and all discounts applied to save you money.

What does FMCSA consider a straight truck?
Straight Truck Definition:

A truck, generally one half the size and capacity of a tractor-trailer. Straight trucks are single cab and body vehicles (as opposed to a tractor-trailer on which the cab can be separated from the trailer).

Box Truck Insurance Quotes and Common Coverage’s offered:

Liability Coverage’s:

      • Primary Liability—up to $2,000,000 combined single limit (depending on carrier)
      • Non-trucking Liability, Bobtail and Deadhead
    • $300,000
    • $500,000
    • $750,000
    • $1,000,000
    • Hired Auto
    • Non-owned Auto
    • Excess and/or umbrella up to $5,000,000
    • Medical Payments (PIP Benefits) (where applicable)
    • Uninsured/Underinsured Motorist
    • Blanket Lessee
    • Pollution Buyback
    • Physical Damage:
    • Collision, Comprehensive or Specified perils
    • Aggregate and combined deductibles
    • Rental reimbursement
    • Gap coverage
    • Personal effects for drivers
    • Towing coverage


  • The Federal Motor Carrier Act of 1980 requires interstate motor carriers to provide evidence of financial responsibility. One way to achieve this is to obtain a MCS-90 endorsement from an insurance company.An MCS-90 endorsement makes the insurance company a guarantor of the motor carrier’s ability to pay liabilities it may incur, including bodily damage associated with its drivers and vehicles, or property damage associated with pollution losses (for example, from hazardous materials spills). The primary purpose of requiring motor carriers to demonstrate financial responsibility is to ensure that liabilities incurred in hazardous material spills, for example, will be paid, even in the event of the bankruptcy of the responsible motor carrier.MCS-90 indemnification is usually attached as a rider to other insurance coverage that motor carriers are required to have, but is distinct and separate from such coverage. Under MCS-90, the insurance company evaluates the credit risk of the firms it covers.It only becomes responsible for “hazard” risk when these firms become bankrupt, or otherwise unable to pay. In addition to MCS-90 indemnification, motor carriers also purchase insurance coverage that obligates the insurance company to reimburse them for liabilities and costs associated with accidents or hazardous spills.

Big Rig Insurance Programs: Helping Box Trucking Company Owners Save Money on Insurance

Box trucking companies are an integral part of the commercial transportation industry. These businesses provide essential services, from delivering food and other goods to transporting people and materials. With the ever-increasing cost of fuel, maintenance, and other expenses, trucking companies need to look for ways to contain costs. Big rig insurance programs can help them do just that.

Big rig insurance programs are specialized insurance plans that are designed to meet the needs of box trucking companies. These plans provide coverage for all aspects of the business, from the trucks and trailers to the cargo and drivers. They also provide coverage for liability, property damage, and other risks that can occur during the course of business. By providing a comprehensive insurance solution, these programs are designed to help box trucking companies save money on their insurance while still meeting the regulations set forth by the Department of Transportation (DOT) and Federal Motor Carrier Safety Administration (FMCSA).

When selecting a big rig insurance program, it’s important to understand the coverage requirements set forth by the DOT and FMCSA. These regulations vary by state, so it’s important to research the requirements in your area before selecting an insurance

Visit the Federal Motor Carrier Administration page on Facebook (external link)

Progressive Commercial Authorized Agency For Commercial Truck Insurance and also Progressive Fleet Insurance.
Progressive Commercial Authorized Agency.