Affordable Quotes for Big Rig Truck Insurance. Top Companies offering Commercial Trucking Insurance. Low Down Payments.
Find out down payment and monthly cost when we Quote Big Rig Truck Insurance for you from several companies.
For Big Rig Truck Insurance quotes call us now at (855) 554-6321. From 1 unit to 40 use the quick contact form below.
If you have all of your information ready go to our full Big Rig insurance quote form
Don’t worry about getting calls from many agents as we actually do our own work and do not sell your information to anyone. We offer one on one professional assistance. So get free help with quotes now.
We take great pride in our work and do not offer any make believe rates on our website to lure you in. Each quote and coverage’s are custom designed for your company needs.
Federal or State Mandated Primary Truckers Auto Liability
• We offer limits up to $5 million plus, we transmit state and federal filings promptly to get or keep you in business fast.
Big Rigs Trucking Non-Trucking Liability (NTL)
• When truckers are under permanent lease to a motor carrier that provides their Primary Liability coverage, NTL provides liability coverage while they use their truck for most non-business, personal use. NTL will not provide coverage when you are hauling any type of cargo, whether they are being paid or not, or coverage for any activities deemed to benefit the motor carrier.
Motor Truck Cargo
• Helps truckers cover the value of the cargo they haul as well as additional costs, such as debris removal, earned freight charges and more with separate limits and no additional deductible. We have cargo coverage for Reefer Haulers, Amazon haulers and Amazon Flex deliveries.
Motor Trucking General Liability (GL)
• Helps professional truckers meet a contractual requirement with GL—which pays for damages caused by them when they’re not driving.
Rental with Downtime
• Helps truckers get a temporary rental if their vehicle’s down due to a covered cause of loss; if a replacement can’t be found, it pays them up to the daily maximum limit to help them cover expenses—even if they can’t work.
Motor Truck Cargo Refrigeration Breakdown
• Provides truckers with legal liability protection for a loss due to accidental breakdown
of refrigeration or heating units.
Plus, you can purchase these Physical Damage coverage’s with or without Liability coverage:
Permanently Attached Equipment
• Provides additional coverage for equipment, such as loaders and tarping systems,
when included in the stated amount.
Comprehensive Only
• Makes it easy for truckers to continue limited coverage while storing a vehicle during the off-season.
Trailer Interchange
• Provides Physical Damage coverage to any non-owned trailer a trucker is using—
normally required when hauling a trailer under a Trailer Interchange Agreement.
Visit some of the most requested truckers links on the FMCSA government website.
Transportation related state agencies contact information
Visit the Federal Motor Carrier Administration page on Facebook (external link)
Commercial Truck Insurance Quotes and Fleet Auto Insurance are provided by highly rated companies depending on the state. We insure preferred existing companies to those considered high risk.
Big Rig Insurance Programs: How to Obtain the Best Rate Quotes for New Ventures and Fleet Trucking Companies
If you’re a trucker, you likely know that finding the best rate quotes for your big rig insurance is critical to protecting your vehicle and your business. With the cost of insurance premiums increasing every year, it can be difficult to stay on top of the ever-changing insurance landscape. Fortunately, there are Big Rig Insurance Programs available to help truckers and fleet operators obtain the best rate quotes for their unique needs.
In this comprehensive guide, we’ll explore the different types of Big Rig Insurance Programs, how they work, and what you need to know to get the best rate quotes for your trucking business.
What Is Big Rig Insurance?
Big Rig Insurance is a type of insurance specifically designed for commercial truckers and fleet operators. This type of coverage provides financial protection for truckers and their businesses in the event of an accident or other unforeseen event.
Big Rig Insurance typically covers a variety of different items, including:
• Liability insurance: This covers any injury or property damage caused by the trucker or their vehicle.
• Physical damage insurance: This covers any damage to the truck or its cargo caused by an accident or other incident.
• Cargo insurance: This covers any damage to the cargo caused by an accident or other incident.
• Uninsured motorist coverage: This covers any injury or damage caused by an uninsured driver.
• Medical payments coverage: This covers any medical expenses associated with an accident.
• Comprehensive coverage: This covers any damage to the truck caused by an incident other than an accident, such as theft or vandalism.
Types of Big Rig Insurance Programs
There are a variety of different Big Rig Insurance Programs available to meet the needs of truckers and fleet operators. These programs can be broken down into three main categories:
• Individual trucker programs: These programs are designed for individual truckers and small fleets. They typically provide basic coverage and are often the most affordable option for new ventures and small businesses.
• Group or fleet programs: These programs are designed for larger fleets, such as those owned by larger companies or organizations. They typically provide more comprehensive coverage and are more expensive than individual trucker programs.
• Specialty programs: These programs are designed for specialized types of trucking, such as hazardous materials or refrigerated cargo. They typically provide the most comprehensive coverage and are the most expensive option.
How to Get the Best Rate Quotes for Big Rig Insurance
When it comes to getting the best rate quotes for Big Rig Insurance, there are a few simple steps you can take to ensure you get the coverage you need at the best possible price.
1. Shop around: Don’t just settle for the first quote you get. Shop around and compare quotes from different insurers to make sure you’re getting the best rate.
2. Ask for discounts: Many insurers offer discounts for certain types of drivers, such as veterans or senior citizens. Be sure to ask about any applicable discounts.
3. Bundle your coverage: Many insurers offer discounts for bundling multiple types of coverage, such as auto and home insurance. Bundling your coverage can save you money.
4. Raise your deductible: Raising your deductible can lower your premiums, but be sure to keep in mind that you’ll have to pay the higher deductible in the event of an accident.
5. Take advantage of technology: Many insurers now offer discounts for using telematics technology, such as GPS tracking or driver monitoring systems. Taking advantage of these discounts can help you save money.
6. Ask questions: Don’t be afraid to ask questions. Your insurer should be able to answer any questions you have and help you understand your coverage options.
Big Rig Insurance Programs can help truckers and fleet operators get the coverage they need at the best possible price. By shopping around, asking for discounts, and taking advantage of technology, you can ensure you get the best rate quotes for your Big Rig Insurance.
Commercial Trucks and Big Rig Truckers Insurance includes the following risk types that we Quote Truck Insurance for daily:
Construction Vehicles
Boom trucks, mobile truck cranes, cement pumpers, dump trucks, service trucks, fuel trucks, water trucks
Delivery Vehicles
Delivery vehicles for flowers, Amazon packages, auto parts, furniture, U.S. mail, pizza, food, other manufactured goods
Drive-away Contractor Vehicles
Registration plates, transporter tags, named operators
Driver Training Vehicles
Sedans, trucks, tractor/trailers
Dump Trucks
Dump trucks used by contractors and aggregate haulers
Hazardous Commodity Haulers
Trucks hauling fuel oil, propane, gasoline and other chemicals (some exclusions exist)
Non-trucking Liability (NTL)
Bobtail/Deadhead liability
Tankers
Water trucks, fuel trucks, trucks hauling liquid asphalt and other chemicals (some exclusions exist)
Tow Trucks
Wreckers and rollbacks for repair shops, car dealerships, police rotation, re-possessors, salvage yards
Truckers
Car carriers, mobile home toter, other long haul trucks hauling goods for hire
Coverages:
Here are some common coverage’s to consider:
Liability
Liability coverage pays for Bodily Injury and Property Damage for which you are liable up to the policy limits you choose.
Physical Damage
Physical damage coverage pays for damage to your vehicle.
Uninsured Motorist Coverage (UM) & Underinsured Motorist Coverage (UIM)
Uninsured and Underinsured Motorist Coverage protects an insured when someone injures them and has no insurance (UM coverage) or lacks sufficient insurance to pay for the damages (UIM coverage).
Medical Payments
Medical payments coverage pays for medical bills for occupants of a covered vehicle.
Cargo
Cargo coverage pays for damages to goods you transport for hire or when transporting your own goods
In-Tow
In-tow coverage pays for damage to a customer’s auto that is towed or carried by your truck.
Limits Available: We offer higher liability limits than many insurers. You may be eligible for limits as high as five million dollars. Contact your agent for details and availability.
Regulatory Filings: Many businesses require federal or state authority to operate. Upon request, we can make a required governmental filing. Contact your agent for details.
Business Auto Categories Include:
Children’s Transportation
School buses, day care vans, Head Start Program autos, scout buses, group home vans/shuttles
Company or Executive Vehicles
Salespersons’ vehicles, visiting nurses’ autos, owners’ personal vehicles
Construction Vehicles
Boom trucks, mobile truck cranes, cement pumpers, dump trucks, service trucks, fuel trucks, water trucks
Contractors Vehicles
Vehicles used by plumbers, roofers, electricians, landscapers, locksmiths, painters
Courtesy Transportation Vehicles
Courtesy vehicles for car dealers, repair shops, hotels and restaurants
Delivery Vehicles
Delivery vehicles for flowers, couriers, packages, auto parts, furniture, U.S. mail, pizza, food, other manufactured goods
Drive-away Contractor Vehicles
Registration plates, transporter tags, named operators
Driver Training Vehicles
Sedans, trucks, tractor/trailers
Farmer Vehicles
Pickup trucks, grain trucks, livestock trucks, dump trucks
Funeral Homes Vehicles
Escort vehicles, limousines, hearses, flower cars
Mobile Concession Vehicles
Taco trucks, vehicles used by caterers and hot dog vendors
Religious Organization Vehicles
Church vans, choir buses, Amish transportation shuttles, vehicles used by the pastor
Rental Operation Vehicles
Commercial vehicles, sedans, SUVs, minivans
Security Vehicles
Vehicles for bail bondsmen, private investigators, security patrols, home security and prisoner transport
Passenger Transport Categories Include:
Charter Buses
Sightseeing and tour buses, entertainer buses, wilderness expedition vehicles, ski buses, casino buses
Children’s Transportation
School buses, day care vans, Head Start Program autos, scout buses, group home vans/shuttles
Courtesy Transportation
Courtesy transportation for car dealers, repair shops, hotels, restaurants
Employee Transportation
Vehicles used to transport railroad workers, farm laborers, and other employees to and from the job-site
Funeral Home Vehicles
Limousines, escort vehicles, hearses, flower cars
Limousine and Sedan Services
Stretched and super-stretched limousines, stretched SUVs, executive transport autos, airport transportation vehicles
Mass Transit
Urban buses, trams, trolleys, shuttle services, airport shuttles
Medical Transportation
Ambulances, rescue squad vehicles, non-emergency medical transportation autos, medical provider courtesy vehicles
Religious Organization Vehicles
Church vans, choir buses, Amish transportation shuttles, vehicles used by the pastor
Social Service Vehicles
Head Start Program autos, group home vans/shuttles, YMCA buses, scout buses, senior citizen center vehicles
Taxis
Big Rigs Insurance Specialty Operations Categories that we Include:
Drive-away Contractor Vehicles
Registration plates, transporter tags, named operators
Driver Training Vehicles
Sedans, trucks, tractor/trailer
Funeral Home Vehicles
Escort vehicles, limousines, hearses, flower cars
Medical Transportation
Ambulances, rescue squads, non-emergency medical transportation NEMT, medical provider courtesy vehicles
Mobile Concessions Vehicles
Caterers, hot dog vendors, taco trucks
Mobile Operations Vehicles
Bookmobiles, bloodmobiles, mobile offices, mobile medical testing
Municipality-owned Vehicles
Ambulances, law enforcement vehicles, fire trucks, water trucks, hazardous material responders, street sweepers
Non-trucking Liability
Bobtail/deadhead contingent liability
Rental Operations Vehicles
Commercial vehicles, sedans, SUVs, minivans
Security Vehicles
Vehicles for bail bondsmen, private investigators, security patrols, home security, prisoner transport and more at Big Rig Insurance For Trucks and Commercial Vehicles
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We Quote Truck Insurance proudly with Berkshire Hathaway Homestate Insurance Company | Brookwood Insurance Company | Continental Divide Insurance Company | Cypress Insurance Company | Oak River Insurance Company | Redwood Fire and Casualty Insurance Company
We Quote Truck Insurance proudly with National Indemnity Company | National Liability & Fire Insurance Company National Fire & Marine Insurance Company | National Indemnity Company of the South | National Indemnity Company of Mid-America – Columbia Insurance Company
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